VinayKumar Dunka. Implementing AI-Driven Predictive Analytics for Credit Risk Management in Banking: Leveraging Machine Learning Models for Real-Time Credit Scoring, Fraud Detection, and Risk Mitigation. Australian Journal of Machine Learning Research & Applications. 2023;3(2):784-823. Accessed December 4, 2024. https://sydneyacademics.com/index.php/ajmlra/article/view/203